The Renters’ Rights Bill is coming: Remove the stress and protect your investment returns with our enhanced Rent and Legal Protection insurance.

One of the biggest upcoming changes for landlords under the Renters’ Rights Bill is a shift in how rent arrears are handled. Currently, landlords can begin possession proceedings if a tenant falls two months behind on rent. But under the proposed legislation, that threshold will increase to three months of arrears, delaying your ability to act when things go wrong.

This change could have a serious impact on landlords who rely on rental income to cover mortgages or other expenses. That's why now, more than ever, it's critical to have a proactive protection strategy in place.

The statistics

Happily, most tenancies end amicably. In fact:  

• Only 0.03% of tenancies end with a Section 21 notice.  
• 65% of notices already served fall under the new Section 8 grounds.  

Source: The English Housing Survey

However, when things do go wrong, it pays to be protected and there is a simple solution to ensure you let your property with complete peace-of-mind.

The solution: Our enhanced Rent and Legal Protection

We’ve anticipated the challenges this legislation may bring and have enhanced our Rent and Legal Protection insurance with exclusive and improved features, so you can enjoy more robust coverage tailored for the post Renters’ Rights Bill landscape.

Starting from just £40.80 per month (including VAT), you’ll benefit from:

• Guaranteed rent if your tenant stops paying – even from the first month!
• Section 13 rent increase protection - Should a tenant dispute a valid Section 13 rent increase, the policy now covers the difference between the old and new rent for up to six months (or until a First-Tier Tribunal decision).
• Exclusive to Linley & Simpson: If the tribunal rules the rent cannot be increased, you will not have to repay the disputed amount.
• Full legal cover for regaining possession, plus accommodation and storage support
• £1,000 property damage cover
• Protection under the new Section 8 framework
• Proactive legal support, not just reactive help
• Peace of mind ahead of the Renters’ Rights Bill rollout

This isn’t just insurance, it’s a proactive safeguard that keeps you in control and your income protected no matter what. The Renters’ Rights Bill is expected to become law this Autumn, but why  wait to start protecting yourself from rent arrears?  

With our enhanced Rent and Legal Protection, you’ll be one step ahead, armed with the tools to:

• Minimise income loss
• Avoid lengthy legal battles
• Maintain control of your property

We’re here to help you navigate the changes confidently, and profitably. Ready to protect your rental income and future-proof your investment? Find out more about Rent and Legal Protection here.