14 December 2020

In this first time buyer guide we share our thoughts on buying your first home. A few helpful tips and recommendations from us will give you a breadth of knowledge and insight prior to you starting this exciting journey to buy your first home.


You need to establish how much cash you can put towards the cost of a new home. Generally, the bigger your deposit, the better mortgage rates you will be offered, and the lower your monthly mortgage payments will be. 

Unless you are in a position to buy a property with cash, you are going to need a mortgage. Simply put, a mortgage is a loan from a bank or building society against a property. The borrower has to pay back the loan in addition to accrued interest. 


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